We Started With a Simple Question
Back in early 2018, a few of us were sitting around wondering why investment education felt so disconnected from reality. Most resources either dumbed things down to the point of uselessness or assumed you already had an economics degree. We thought there had to be a better middle ground.
So we started Hazardousex — not as some grand vision, but as an honest attempt to bridge that gap. We wanted to create something that respected people's intelligence while acknowledging that financial markets can be genuinely complicated.
Building Something Different
The name itself was deliberate. Investment theory isn't inherently dangerous, but treating it carelessly absolutely can be. We wanted to be upfront about that from day one.
Our first courses launched in March 2019 with about thirty students. Nothing fancy — just structured content that walked through portfolio theory and market dynamics without the usual oversimplification. The feedback surprised us. People appreciated being treated like adults who could handle nuance.
By late 2023, we'd expanded into behavioral finance and risk assessment frameworks. Not because those topics were trendy, but because our students kept asking deeper questions about why markets behave the way they do.
February 2026 Cohort
Our next comprehensive program starts in early 2026, covering everything from foundational theory to advanced portfolio construction methods.
Real-World Application
Every concept we teach connects back to actual market conditions and historical examples — no hypothetical nonsense.
What Guides Us
These aren't corporate slogans. They're principles we actually use when deciding what to teach and how to teach it.
Intellectual Honesty
We won't pretend investing is simple when it isn't. But we also won't overcomplicate things just to sound smart. Markets are complex systems — our job is to make that complexity navigable, not to add more confusion.
Risk Awareness
Every investment decision involves trade-offs. We spend as much time on what can go wrong as what can go right. Understanding downside scenarios isn't pessimism — it's preparation.
Practical Focus
Theory matters because it helps explain market behavior. But we're not teaching academic abstractions. Everything connects back to decisions people actually need to make with their money.
How We Think About Education
Most of our students come to us after getting frustrated elsewhere. They've read the beginner books that treat them like children. They've tried the advanced resources that assume too much background knowledge. We exist for that in-between space.
- We start with first principles but move quickly to real applications
- Case studies come from actual market events, not made-up scenarios
- Math is included when it clarifies concepts, skipped when it doesn't
- Questions are encouraged — we'd rather slow down than leave people confused
- Updates happen regularly because markets evolve and so should education